Credit and Couples
February 9, 2021Shawn LaneConsumer Credit Expert With Valentine’s Day approaching, it’s natural to start thinking about all the factors that go into a successful relationship – trust, commitment,...
View ArticleUsing Your Tax Refund to Improve Your Credit
March 11, 2021 Shawn Lane Consumer Credit Expert It’s easy to treat a tax refund like free money – and many people do. When a check for hundreds or even thousands of dollars show up in the mail, who...
View ArticleFICO vs Vantage – Which score will my lender use?
June 10, 2021 Shawn Lane Consumer Credit Expert You’re probably aware that a high credit score is the single most important factor in securing a loan. But did you know that you have more than one...
View ArticleCredit Report Mistakes
September 2, 2021 Shawn Lane Consumer Credit Expert Most people think of a credit score as a concrete, unchangeable piece of data. The reality, however, is a bit more open to interpretation.While your...
View ArticleWhat Consumers Don’t Know about Free Credit Score Companies
November 2, 2021 Shawn Lane Consumer Credit Expert If you’re trying to actively monitor your credit, paying for a copy of your credit score can be a frustrating expense. In this situation, companies...
View ArticleHow does a credit card limit increase work?
November 18, 2021 Shawn Lane Consumer Credit Expert When you take on any form of debt, there are limits to how much money you can borrow. For a loan, that limit is represented as the total sum offered...
View ArticleCan Holiday Spending Hurt Your Credit Score?
January 6, 2022 Shawn Lane Consumer Credit Expert The holidays are not a time to pinch pennies. There’s nothing wrong with loosening the purse strings, giving generously, and using this time to...
View ArticleHow Credit Bureaus Are Mishandling Customer Disputes
February 10, 2022 Shawn Lane Consumer Credit Expert For many people, credit bureaus seem like static, unchanging entities. It would certainly be comforting to think that the organizations in charge of...
View ArticleCommon Credit Card Myths
July 7, 2022 Shawn Lane Consumer Credit Expert Credit cards have long been one of the most controversial topics in personal finance. For every piece of rational, constructive advice you can find on the...
View ArticleHow to Boost Your Credit Before Getting a Mortgage
August 23, 2022 Shawn Lane Consumer Credit Expert For many people, a home is the largest purchase they’ll make over the course of their lifetime. That’s why getting the lowest possible interest rate...
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